In addition to paying up to two-thirds of your lost wages due to a work-related injury, workers’ compensation should also provide for your medical expenses. The total value of this compensation depends on the extent of your injuries and how much medical care you require as a result.
Medical expenses covered in workers’ compensation may include:
There are limits on how many times you can be compensated for doctor’s appointments and other medical services. Determining the full extent of the medical treatment you will need is not easy to predict, particularly in the immediate aftermath of the accident. Therefore, you need to make sure that you and your attorney have done a thorough investigation to estimate the total cost of your medical expenses.
Generally, alternative medicine treatments such as acupuncture and massage therapy are not covered by workers’ compensation. However, exceptions are sometimes made to these rules. One important thing to note is that seeking these treatments on your own cannot be used against you when filing for workers’ comp. If you choose to pay for alternative medicine treatments from your own pocket, the insurance company cannot use this as cause to deny compensation for your other medical expenses.
If an alternative medicine treatment is making a demonstrative difference in your condition and you need compensation to continue the treatment, you may be able to build a case on these grounds. This is best done with an attorney’s assistance, as you will need to provide evidence as to why this treatment is crucial to your recovery.
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